15-Year Fixed-Rate 4.500%. Skip to content. Your existing Online Banking login credentials are not recognized by the mortgage application software. Months. Refinance: The process of obtaining a new mortgage, usually at a lower rate, to repay and replace an existing mortgage. complete list of rates and disclosure information, View complete details and disclosure information, ATM Network Foreign ATM withdrawal inquiry. The Homebuyer's Workbook will walk you through the mortgage lending process, introduce you to people you'll meet along the way (Mortgage Advisor, Underwriter, etc. Apply for a Loan Make a Payment. DCCU will open at 10:00 a.m. on Thursday, December 17, 2020. Switch from an adjustable rate loan to a fixed rate mortgage; Change from one adjustable rate loan to another to lower your monthly payment; Reduce your interest rate and your monthly payment; Build equity faster by shortening the term of your loan to 15 or 20 years; Refinancing is simple. We stand for helping you build your savings. Protect your money and your identity. It's where you will make lasting memories. That's where DCCU comes in to save the day! Diana takes time to get to know what is important to her members in order to provide the best possible service. Lender's Inspection Fee. Payment examples above are base on a $150,000 loan. Security Center. The main reason to take out a home equity loan is that it offers a cheaper way of borrowing cash than an unsecured personal loan. 10-Year Fixed-Rate 4.375%. DCCU's mortgage team is excited to help make your dream of affordable home ownership a reality! 1.99% rates apply to 3/1 or 5/1 adjustable rate mortgage loans. 8 Mortgages: DFCU Financial does business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. DCCU's Welcome Home Loans are designed to provide affordable financing options for home buyers. Payment Amortization Calculator. Debt … Your local DCCU mortgage team will help you navigate the lending process, finding the home loan that's right for you. Tax Service Fee. Minimum Balance of $500. 30-year fixed-rate loan with 3% down payment with lender-paid private mortgage insurance. No credits will be applied if your loan does not close with DCCU. Rates, terms, index margin, and conditions are subject to change at any time and may vary based on creditworthiness, qualifications, and collateral conditions. ARM rates are adjustable. A mortgage that enables the borrower to acquire a property, rather than refinance or pay for home improvements. See what a mortgage from DCCU could do for you! Even if you've bought a home before, the mortgage lending process can seem overwhelming. FIXED RATE MORTGAGES: JUMBO LOANS $510,401 - $3,000,000 Jumbo loan limits are loan amounts that either exceed conventional or high-cost area loan limits published by the Federal Housing Finance Agency (FHFA) annually. DCCU Mortgage Advisor Serving Harrisonburg and the Rockingham County Area NMLS ID# 948511. DFCU Financial is an equal opportunity lender. Having grown up in the Shenandoah Valley, … 5-Year Fixed-Rate 4.250%. Find the best residential mortgage rates in Canada* Tip: Click any two mortgage rates to compare typical payment amounts & interest. Fixed Rate Second Mortgage: 15 yrs. Rates & Services. ARM rates are adjustable. Early withdrawal penalties may apply. The $1,250 closing cost credit can be waived on some DCCU low down payment loan options. Loan Origination Fee to Broker. Just like everyone's picture of home is different, every buyer's situation is unique. The 5/1 ARM rate will adjust at the end of the 5-year term and is tied to the 1 Year Constant Maturity Treasury Rate. For example: San Diego County = $701,501; Los Angeles/Orange Counties = $765,601; San … Second Mortgage Rates Fixed-Rate Home Equity Loan* Term Rate . Due to an increased volume of applications and changes to accommodate social distancing, the home loan process will take longer than usual. Required field. Early withdrawal penalties may apply. Ready to get started? Sorry! Login; Make a Payment; Locations; ABA# 275978750; 608 256-5665; Home; eServices; Loans & Credit; Accounts & Services; Rates & Resources; About DCCU; Blog; Contact Us; Home Mortgage Loans. Properties that qualify for our Fixed-Rate Mortgages are primary residences, second/vacation homes and rental properties. The default mortgage rates advertised on our website are based on the following assumptions: an excellent credit borrower looking for a home purchase loan for a single family home for personal occupancy priced at under $1,000,000 with a down payment of less than 20 per cent (i.e. Required field. DCCU does not contribute to the content displayed on this website and does not represent you or the third party in transactions conducted via external links. Our Adjustable-Rate Mortgages have a mix of a fixed rate period and an adjustable-rate period. DCCU will open at 10:00 a.m. on Thursday, December 17, 2020. Rates are subject to change without notice. Minimum Balance of $1,000. Payment examples are principal and interest only. Maximum Credit Limit is $30,000. Learn more about AngelPhone: 540.946.3266Mobile: 540.487.0868Email: AFitzgerald@mydccu.comNMLS ID# 948511, Learn more about BrieannaPhone: 540.946.3277Mobile: 540.290.6368Email: BCoffey@mydccu.comNMLS ID# 787318, Learn more about MattPhone: 540.946.3296Mobile: 540.447.4827Email: MLunsford@mydccu.comNMLS ID# 311218, Learn more about KathyPhone: 540.946.3234Mobile: 540.836.6861Email: KathyPerdue@mydccu.comNMLS ID# 759067, Learn more about TinaPhone: 540.946.3260Mobile: 540.476.5775Email: TCoffey@mydccu.comNMLS ID# 297708, Learn more about DianaPhone: 540.946.3267Mobile: 540.649.0657Email: DSample@mydccu.comNMLS ID# 265398, Learn more about MichellePhone: 540.946.3262Mobile: 540.280.9105Email: MCoffey@mydccu.comNMLS ID# 414848, Learn more about SamPhone: 540.946.3236Mobile: 540.435.2990Email:SSandoval@mydccu.comNMLS ID# 1634016, Learn more about NoelPhone: 540.946.3264Mobile: 540.470.8091Email:NFrye@mydccu.comNMLS ID# 713228, Learn more about JoePhone: 540.946.3276Mobile: 540.649.3546Email:JWingfield@mydccu.comNMLS ID# 1969003. Home financing can seem like an … Loan Origination Fee to Lender. It's where you'll host backyard barbeques and family dinners. Home Equity A loan based on the borrower's equity in his or her home. Conventional Fixed Rate – your rate stays the same throughout the life of the loan. Consider an Adjustable-Rate Mortgage (ARM) 3, 4. a high-ratio, insured mortgage). Preferred Financing. Calculate your monthly payment and see how the principal is paid over time. Contact us today! The rate hold clause refers to how long before your mortgage renewal date you can lock in the prevailing mortgage rate, should that interest rate be a favourable one. Deere Employees Credit Union is a member-owned cooperative that offers exclusive benefits to Deere employees and their families. An additional charge, up to $10 may apply if member-supplied information is incorrect. 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